At FSB Financial Group, located at Florence Savings Bank, advisors help clients develop customized strategies to meet their specific financial goals. Led by senior financial advisors Ed Garbacik and Jean Kelley and client relationship manager Carol Valade, FSB Financial Group offers a complete line of financial services, including investment management, retirement planning, financial planning, risk management, estate planning and tax planning. The firm takes what Garbacik terms "a holistic approach," seeking to "simplify the complexities of financial life by managing wealth in a systematic way for the long term."